Protection Plans

Many of us don't like to consider the issue of our own mortality, but it is a fact of life that we will all, one day, die!

Life assurance needn't be expensive and it can be written to suit your needs, and for those who have a budgeting issue - remember, having some is better than having none!

"Protection" is the term advisers use to cover all the types of policy available to protect your income in the event of death, illness or accident.

• Life Assurance pays out on death only.
• Critical Illness pays out if you are diagnosed with any one of a number of given "critical" illnesses - the majority of claims are cancer or heart or stroke related.
• Income Protection pays out a monthly income if you are unable to work for a given period of time - can pay until your retirement age.

As independent advisers we have access to research tools, updated daily via the internet, which give us the absolute best prices for the protection plan most suited for you. As there is generally no investment element to these plans then the cost is usually the paramount decision making factor. It needn't be expensive.

CALL US FOR A REVIEW OF YOUR FAMILY PROTECTION - 01746 716767

Examples

Based on a male, non-smoker, for £100,000 over a 25 year term, guaranteed rates, as of 19/09/2010. (at age 60 term reduced to 15 years)